Aig Business Insurance Home

It’s built on our longevity in the sector, our global franchise, our technical expertise and our experience handling more claims against directors than anyone else. Tools, Stock and Business Equipment Insurance If you work from home and don’t own or rent business premises. You will invest in the best equipment possible to ensure the smooth running of your business, but you can’t predict when things might go wrong. Safeguards the assets you keep and use on site, such as computers, desks and photocopiers.

We have a number of useful guides to help you find out more about Everything you need to know about small business and charity insurance – straight from our insurance experts. Essential third party cover to fully comprehensive policies that go beyond standard policies. Barclays Insurance Services Company Limited and Barclays Investment Solutions Limited are each authorised and regulated by the Financial Conduct Authority. Unlock cash tied up in outstanding invoices to improve your cashflow, help you to seize new opportunities and run your business more efficiently – provided by our partner MarketFinance. Business Vehicle and Van Insurance Cover your business vehicle with our comprehensive or third party, fire and theft insurance.

The level of cover you need will ultimately determine the cost. If you employ one or more members of staff then you’ll need to have an active employers liability insurance policy in place. Product liability insurance can protect your business if a customer makes a claim against a faulty product you’ve made. For example, if you’re a manufacturer and a customer makes a claim after purchasing a product from you that doesn’t work properly.

We’ve teamed up with Simply Business1to offer you tailored quotes from their panel of leading business insurance providers like AXA, Churchill and Hiscox. Our Buildings and Contents Insurance protects your business’ premises, inside and out. Even if you don’t own the property you run your business from, we cover most damages to furnishings, right down to fixtures and fittings. Protection against claims for property damage when working on-site or at a client’s home.

Business interruption insurance covers your business’s income if you can’t trade because your property is damaged. We can’t cover you for any business interruption that arises as a result of Covid-19 or other pandemic events. As technology advances, crime cover is becoming an increasingly vital business insurance policy to have. The kinds of crime businesses fall victim to is also changing all the time, meaning crime insurance is a fast-evolving type of commercial cover.

The prospect of losing income is daunting for any business owner, especially if this happens due to events outside of your control. Personal accident insurance is designed to minimise the impact of a core employee who can’t come to work for over two weeks, or longer. Read our guide to understanding insurance terms to stay in-the-know. We tailor all our policies, so your documents only show what you’ve chosen to cover. If you have an existing quote or policy with us, you can view and download your policy documents from the My Account page. You can choose Personal Accident as an add-on once you’ve completed your quote.

If a waiter working at a restaurant slips on a wet floor where there’s no sign and breaks their leg, then you might needemployers’ liability insurance. One policy tailored to meet the needs of your multiple commercial properties – so you only pay for the cover you need. Our dedicated team of skilled claims professionals is available 24/7 to guide you through the process of making a claim with Travelers.

While you always have the best intention when it comes to what you do for your customers, PI insurance protects you from the cost of unexpected mistakes like these. With professional indemnity insurance, any legal fees and compensation expenses will be covered – so you can continue with business as usual. Other types of business insurance help to protect against certain risks, such as public liability insurance – which covers you for any claims made against your business. As one of the UK’s biggest business insurance providers, we specialise in covers like professional indemnity insurance and employers’ liability insurance. We cover landlords too, offering insurance like tenant default insurance and rent guarantee insurance.