Business Insurance Quotes, Business Insurance Cover

And when you’re ready to buy, you can pay annually, or to help spread the cost, you can choose to pay monthly . Get AXA’s award-winning home insurance online and protect yourself from major risks like flooding and fire. We have more than 800,000 customers that trust us to support them with their insurance by providing fast, flexible cover.

From skills to ideas, apprentices can bring big benefits to small businesses. We’ve created a helpful guide covering the main facts about how P60s work. Our customers’ reviews, independently moderated and managed by feefo. Answer four quick questions and we’ll tell you what’s required.

With van insurance from AXA, you can choose the right kind of insurance to fit your needs. AXA is designed to keep your business running, whatever lies ahead. With AXA Landlord Insurance, we make protecting property simple.

So we’re spending our time in keeping things as simple as possible – so you can get properly protected, pronto. Once this cover is in place, you’ll have the benefit of knowing you’re protected if the property becomes damaged – in the event of a flood or fire, for instance. Equipment insurance covering the breakdown of your business appliances is essential for protecting your company against unforeseen expenses.

Professional indemnity insurance covers any legal and compensation costs you are required to pay. Clients will often ask to see proof of professional indemnity insurance before agreeing to work with a new contractor. Public liability insurance protects your business against accidental injury and property damage claims from your customers, visitors or people you visit. If you run your business from a commercial property, then you may need office insurance.

You need to register with HMRC so you can pay tax and national insurance for your employees. EL insurance will help you pay compensation if an employee is injured or becomes ill because of the work they do for you. You must get Employers’ Liability insurance as soon as you become an employer – your policy must cover you for at least £5 million and come from an authorised insurer. Avoid potential hikes to rates for workers’ compensation insurance by training and educating your employees regarding proper safety practices in the workplace. You can put together your own training or bring in a third party to conduct a programme or seminar.

Equally, if a market or fair that you regularly attend suffers a fire, we’ll cover the lost turnover for the time you can’t trade there. Business interruption will also cover you if key equipment that you use to run your business, like a laptop, is damaged or stolen, meaning you can’t trade. If you have premises – like a shop or an office – our business contents insurance will protect you up to the level of cover you choose.

Hiscox can also provide other types of commercial insurance, including legal protection cover and office and contents insurance. Taking out specialist insurance can be a good idea in some fields. Cyber and data insurance could be especially important for anyone who uses data – including computer programmers and marketing professionals. Any business can face a cyber-attack and it can take time and money to put things right – that’s what our cover is there for. Cyber cover also protects against claims arising from data breaches if you or an employee accidentally shares sensitive information.